Identity theft protection that stops scams banks won't cover

OmniWatch is a digital safety service designed to help protect people from scams, identity theft, and financial fraud. It combines advanced monitoring technology, AI-powered scam detection, industry-leading insurance coverage, and access to real fraud and scam experts. If something suspicious happens—or if you become a victim—OmniWatch specialists work with you to investigate the issue, restore affected accounts, and guide you through recovery. We also stand behind our service with the Make-It-Right Pledge: if we’re unable to help restore your identity after a covered incident, we’ll refund the cost of your OmniWatch membership.

OmniWatch helps protect against many of today’s most common digital threats, including identity theft, scams, account takeovers, financial fraud, and phishing attacks.

The service monitors for suspicious activity and provides alerts, expert guidance, and access to trained specialists who can help investigate incidents and guide recovery if something goes wrong. Financial protection is also included with OmniWatch plans, with coverage levels that vary by plan tier.

Yes. OmniWatch offers a 30-day money-back guarantee on annual plans and a 14-day money-back guarantee on monthly plans. If you cancel within those periods, you will receive a full refund.

We also have a “Make-It-Right Pledge”. We're so confident in our scam-detection tools and restoration agents that if you’re scammed or experience identity theft while covered, we’ll fix it. If we can’t, we’ll refund 100% of your subscription fees from the day you started your current membership term.

Protection begins shortly after enrollment once your identity is verified and monitoring is activated. To enable identity monitoring, you will need to provide certain information such as your date of birth and Social Security number so we can verify your identity with credit bureaus.

Some features may require a quick setup step. For example, identity theft insurance may need to be activated after enrollment, and scam detection tools like AutoScan can be enabled through the OmniWatch mobile app or desktop dashboard.

People choose OmniWatch because it is built to help protect against today’s evolving scams and identity threats while providing real support when help is needed most.

Instead of simply sending alerts, OmniWatch combines advanced monitoring, scam detection tools, and access to dedicated scam specialists and identity theft restoration agents who can help guide recovery if something goes wrong. OmniWatch also includes industry-leading identity theft insurance and scam reimbursement coverage to help provide additional financial protection if certain losses occur.

As scams and digital threats continue to evolve, OmniWatch continues building new features and protections designed to help keep customers safe today and prepared for what comes next.

For many customers, OmniWatch provides something just as important as protection: peace of mind and someone they can trust to help take care of things if a problem arises.